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Arranging insurance for your home

Whether you're renting or own your new home its worthwhile getting insurance for peace of mind. connectnow will help arrange a no obligation quote for you.

What can I cover?

There are a range of options available – you can insure just the contents or just the building or both.
Building
Building insurance covers the cost of to repair or rebuild your home if it is damaged by fire or another event.
Home contents
Home Contents Insurance (sometimes referred to as 'Renters Insurance') will cover the contents in your home if they're destroyed or damaged. When organising this cover you need to consider the cost of your contents. Some of the contents you might want to cover include:
  • Furniture such as tables, beds and chairs
  • Electrical equipment such as televisions, washing machines and heaters
  • Fittings & furnishings such as carpet, blinds and lamps
  • Outdoor equipment such as a BBQ and garden furniture
  • Speciality/valuable items such as jewellery, art, antiques and valuables like collectables
  • Other personal items such as laptops, MP3's, DVDs or gaming consoles

Deciding on the right level of cover

Being underinsured is very common and can be very costly if you're unlucky. Our recommended insurance providers will be able to help you calculate the right level of cover. Many providers have online calculators that you can use to get a rough estimate for both your building and contents insurance.

To cover your home building you'll need to consider the cost of rebuilding your home including the use of the same materials, fixtures and fittings.

When calculating the cover for your contents it might help to walk around your new home and make a list of the items and place a value against each of them.

Keep in mind that contents insurance will cover up to a maximum amount for each item so make sure you increase your cover for any items that are not covered by the maximum amounts.

Also, don't forget if you make any changes during the period of insurance, whether you buy another item or make a renovation, you should call your insurer to make adjustments.

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